2335 Thousand Oaks Dr Henrico, VA 23294
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About this home
Welcome to 2335 Thousand Oaks Dr — a beautifully updated 5-bedroom, 2.5-bath quad-level home in Henrico. This move-in ready residence shines with thoughtful updates and stylish finishes throughout. Step into the bright and inviting living room, featuring an oversized picture window (2025), new flooring (2025), and a modern ceiling fan. The adjoining dining area flows seamlessly into the updated kitchen, complete with new premium appliances, quartz countertops, and a charming breakfast nook (2025). The lower level offers a spacious family room filled with natural light and centered around a cozy gas fireplace — the perfect spot for relaxing or hosting game night. A versatile bedroom (ideal for guests or a home office) and a half bath complete this level. Upstairs, the oversized primary suite provides a peaceful retreat with a generous walk-in closet, a private ensuite bath featuring a tiled shower and double vanity, and convenient access to the laundry area. Two additional bedrooms share a full hall bath, while the top floor includes a fifth bedroom that can easily serve as a private office, hobby room, or bonus space. Outside, enjoy the wooden deck overlooking a fully fenced yard shaded by mature trees, offering privacy and space for outdoor living. Conveniently located near local shops, dining, and entertainment, this beautifully refreshed home is ready for its next chapter. Schedule your showing today!
Source: CENTRALVIRGINIA #2529232
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.