234 Turnberry Dr Cibolo, TX 78108
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About this home
This beautiful 2-story, 4-bedroom, 3.5-bath home offers 2,496 sq ft of living space on a 0.20-acre lot situated near the end of a cul-de-sac in the desirable Bentwood Ranch community. Ideally located just minutes from major retail options including Walmart and H-E-B, as well as J. Frank Dobie Junior High School, the home offers convenience, space, and comfort in one inviting package. The open floor plan seamlessly connects the main living area with the kitchen and breakfast nook, creating a welcoming space for everyday living and entertaining. The kitchen features a breakfast bar, an island, and ample cabinetry, along with tile flooring that continues through the foyer, hallway, and breakfast area. A separate formal dining room provides an additional eating space for special occasions. This home features two living areas: one on the main level and another upstairs, which serves as a bonus room, ideal for a media room, game room, or a flexible family space. There are also two primary bedrooms: one located downstairs with a walk-in closet and an ensuite bath featuring dual vanities, a garden tub, and a walk-in shower; and another upstairs with its own walk-in closet and an ensuite bath with a single vanity and walk-in shower. All bedrooms are carpeted for comfort. Additional updates include a new roof installed in 2024 and a new AC unit in 2023, both with transferable warranties. The water heater, located in the attic, was installed in 2016. Quarterly pest control has been regularly maintained, adding to the home's care and upkeep. The spacious backyard is fully enclosed with a wooden fence, offering privacy and room to enjoy outdoor activities. The attached two-car garage adds convenience, and the neighborhood offers access to a community pool, playground, sports courts, community mailboxes, curbs, and sidewalks. Please note that HOA dues are subject to change quarterly, and access to the pool and playground requires purchasing a fob from the HOA. This home offers a flexible layout and unbeatable access to community amenities and everyday essentials.
Source: SABOR #1891786
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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