2340 New Haven Pl Conyers, GA 30094
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About this home
Embrace the ease and elegance of this beautiful home near an ideally located cul-de-sac. Step inside and feel the warmth of the welcoming grand entryway. The gas cooking in this gourmet kitchen is sure to enhance your culinary creations. Yes, the primary suite is a private retreat and is conveniently located on the main level. Spacious secondary bedrooms easily accommodate family or guests with one bedroom offering a private bath while a Jack and Jill bath provides convenience and ample storage to the other bedrooms. The finished terrace level offers a private haven that's perfect for separate independent living, guests or entertaining, featuring a kitchen, several additional rooms as well as a full bath. The current original owner can't wait for you to indulge your senses as you walk amidst fruit trees they planted, including peach, pear, apple, fig and pomegranate. Your dream home is ideally located within close proximity to supermarkets, a variety of restaurants and other everyday conveniences. Just minutes from I-20 and Hwy 212. Come experience the unique features of this home by scheduling your personal tour TODAY before someone else claims your jewel!
Source: FMLS #7629910
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.