23405 Cheyenne Canyon Dr Menifee, CA 92587
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About this home
Welcome to this 2 story home in Menifee, featuring 4 bedrooms, 3 bathrooms, and a generous 2233 sqft of living space. With a large 7841 sqft lot, this property offers beautiful curb appeal, thoughtfully landscaped and a 2 car garage. Enter through the front door to discover a warm and welcoming living space, you will be greeted by tile flooring that flows seamlessly through the home. The sitting room and dining room boasting high ceilings, recessed lighting and multiple windows filling the area with natural light. Straight ahead, a welcoming staircase sets the tone for this layout. You will find a convenient downstairs bedroom and a full bathroom complete with a single-sink vanity and shower/tub combo. Beyond that, a spacious living room and kitchen create the perfect setting for everyday comfort. The kitchen, featuring a stunning color scheme, a kitchen island with bar seating and ample storage. This kitchen boasts granite countertops and dark colored cabinets, complemented by a stylish backsplash and recessed lighting. Enjoy stainless steel appliances, including a double oven, cooktop, and dishwasher. The kitchen seamlessly opens to the dining room, with a sliding glass door to enjoy indoor-outdoor living space to the backyard. The living room is a bright space, featuring a ceiling fan and a window that floods the room with natural light. Cozy up to the wood-burning fireplace, and enjoy the convenience of a media nook. Upstairs, you will find plush carpet floors throughout, ceiling fans in every room and a loft area with recessed lighting and plenty of natural light through the windows, perfect for activities. The 2 additional bedrooms provide comfort, each featuring windows and sliding door closets. The spacious master bedroom features plush carpet flooring and a window for natural light. The master bathroom offers a walk-in closet, a soaking tub, and a walk-in shower. Dual sinks with plenty of cabinet space provide comfort and everyday convenience. The hallway bathroom offers a dual sink vanity with plenty of storage, laminate floors, and a shower/tub combo. A convenient laundry room completes the upstairs, featuring shelf space and laminate floors. Explore a backyard complete with a covered patio, perfect for relaxing or hosting outdoor gatherings. The space is beautifully landscaped with bark, a retaining wall lined with vibrant greenery, and mature trees that create a tranquil, private setting.
Source: CRMLS #SW25146174
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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