23452 Villena Mission Viejo, CA 92692
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About this home
Welcome to Casta Del Sol 55+ Community! This Gated community features beautiful single-story homes with access to nearby Lake Mission Viejo, fantastic amenities, and views of the surrounding lush green hills. As you walk into this COMPLETELY REMODELED SINGLE STORY Rosa floorplan, you will notice the open layout, vaulted high ceilings, with multiple windows providing serene views of the rolling hills. Nestled near the top of the hill on an elevated street with privacy, one can enjoy the views of the hills. In front entry, you'll notice the modern matching ceramic tiles both in front and in the rear patio. To your left is the Master Bedrooms suite featuring vaulted ceilings, direct access to walk in closet with built in shelving and a remodeled master bathroom. A walk-in shower with frameless glass doors facing the remodeled quartz countertops, custom matching mirrors, vanity lights all with a modern touch. Main Hallway leads a remodeled kitchen that now features a HUGE kitchen Island. The entire home features beautiful and durable luxury vinyl plank flooring, recessed lighting, and new windows and sliders throughout. The INDOOR Laundry area has been re-configured to be located and easily accessible INSIDE the home. The laundry area has also been fitted with cabinets for linens and additional storage. Brand new washer dryer included as well as brand new Refrigerator and kitchen appliances. Central Air throughout home, a large 2-car garage with driveway, a newer garage door and accessible large attic space above garage for additional storage. Sliding door leads to a side yard where you'll find the AC Condenser unit, and two brand new Vinyl Gates. Rear patio features partially covered patio and open patio with custom tiles to relax, bird watch, and enjoy the cool ocean breezes as you enjoy the elevated views of the surrounding hills. The 2nd bedroom has a wonderful unimpeded view of the hills and close access to remodeled guest bathroom. 3rd bedroom has been converted into a LARGE dining room area also with fantastic views. The flexible floor plan allows this room to potentially also be utilized as a den/study. Adjacent to the kitchen is a dry bar area with built in wine/beverage fridge and cabinets with extra counter space. Casta Del Sol residents enjoy amenities including, pool, spa, outdoor cooking areas, picnic areas, sport courts, billiards, recreational room, library, with Oso Creek Golf Course bordering the community as well. This one won't last long!!!
Source: SANDIEGO #PW25145336
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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