23503 Enchanted Vw San Antonio, TX 78260
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About this home
Welcome to 23503 Enchanted View. Located in the prestigious gated Heights at Stone Oak community, this stunning 4-bedroom, 3-bath, 3,187 sq ft two-story home sits on a spacious 0.29 acre corner lot. Enjoy resort-style living with a sparkling in-ground pool, large backyard, and a covered patio with gazebo, Perfect for entertaining. Inside, the home features a thoughtfully designed floorplan with travertine tile in the main areas, and wood flooring in key bedrooms and the office. The kitchen is a chef's dream with a gas cooktop, designer chef's vent hood, walk-in pantry, breakfast bar, and plenty of counter and cabinet space. Adjacent to the kitchen is a breakfast nook that flows seamlessly into the living room where a cozy fireplace and large windows create a bright and welcoming atmosphere. The private primary suite, located upstairs, includes dual vanities, a garden tub, walk-in tiled shower, and large walk-in closet. A secondary bedroom is located downstairs, with two more upstairs, plus a versatile finished bonus room above the garage making this space ideal as a game room or media room. Additional highlights include a dedicated home office with French doors, formal dining room, 2-car garage, and water softener. Don't miss your opportunity to own this exceptional home in one of San Antonio's most desirable neighborhoods.
Source: SABOR #1915822
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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