2352 Seneca Ridge Dr Myrtle Beach, SC 29579
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About this home
Welcome to this stunning 4 bedroom, 2.5 bath, 2-story home offering the perfect blend of comfort, space, and convenience in the prestigious Avalon - Carolina Forest. Step inside to soaring 20-foot ceilings that create an open, airy feel the moment you walk in. The master suite is conveniently located on the main floor, featuring easy access to a full-size laundry room nearby. The main level also boasts a formal dining room, a versatile office space, a cozy Carolina room, and a wet bar perfect for entertaining. The open kitchen is designed for functionality and style with tons of cabinets and expansive countertop space. Upstairs, you’ll find three additional bedrooms and a full bathroom, providing plenty of room for family and guests. Outdoor living shines with a screened-in porch, patio area for grilling and gatherings, and a large fully fenced backyard that backs up to the woods—offering both space and privacy. Located in a vibrant community, residents enjoy access to a pool, soccer field, playground, baseball fields, and basketball court. Conveniently just minutes from shops, grocery stores, restaurants, gyms, and medical facilities, all within the sought-after Carolina Forest school district. This home checks all the boxes for comfort, functionality, and location—don’t miss your chance to make it yours!
Source: MYRTLEBEACH #2523671
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.