23540 Swan St Moreno Valley, CA 92557
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About this home
Welcome to Swan St! Step into this inviting single-story 4-bedroom, 2-bathroom home offering nearly 1,400 sq. ft. of well-designed living space on a spacious 7,405 sq. ft. lot. Built in 1985, this property combines comfort and convenience with features buyers love, you can feel pride of ownership the moment you walk in. Location is absolutely key for this property, in quiet neighborhood and great area. Close to everything but yet offering privacy in a great area. The home welcomes you with an open and bright layout, highlighted by a cozy fireplace in the living room, perfect for gathering with family and friends. The kitchen and dining areas are ideally situated for everyday living and entertaining. The tile roof adds long-lasting durability and timeless curb appeal. Alkaline waterWater filtration system good for everything, included in the sale! Both front and back yards are thoughtfully designed for low-maintenance living, so you can spend more time relaxing and less time on upkeep. The attached 2-car garage provides ample parking and storage. Location is everything, and this home delivers! You’ll enjoy being close to restaurants, shopping, and everyday conveniences, with schools within 1 mile and quick 5 minitues or less access to the freeway for an easy commute in any direction. Whether you’re a first-time buyer, looking to downsize, or searching for a great investment opportunity, this home offers a fantastic blend of comfort, practicality, and location. Don’t miss your chance to make it yours!
Source: CRMLS #IG25248146
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.