2377 Finchley Rd Carmel, IN 46032
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About this home
Situated within the coveted The Village of West Clay, this extraordinary estate epitomizes the pinnacle of luxury living. Immaculately designed with every detail in mind, this home spans 8 bedrooms, 8 baths, and a luxurious main level primary suite, providing a sanctuary of unparalleled comfort. Perfect for car collectors and entertainers alike, this residence offers an impressive 7-car garage complete with a dedicated wash bay, complemented by a gated private motor court capable of accommodating up to 11 additional vehicles, ensuring both convenience and privacy. Every inch of this residence exudes sophistication, from the gleaming hardwood floors to the exquisite custom millwork, wainscoting, tray ceilings, and graceful arched entryways. The gourmet kitchen is a culinary masterpiece, showcasing dual islands, top-of-the-line stainless steel appliances, a professional-grade hood, and extensive cabinetry-effortlessly connecting to the grand two-story great room, where coffered ceilings, a stately fireplace, and custom built-ins create a breathtaking atmosphere. The exceptional lower level is designed for effortless entertaining, offering a full second kitchen, expansive recreation areas with a fireplace, a home theater, fitness room, and three additional bedrooms-perfect for hosting family and guests with ease and style. Outdoors, a serene covered porch and patio overlook the lush, private backyard-creating an idyllic backdrop for morning coffee, lively gatherings, or quiet evenings of relaxation. A rare offering in one of Carmel's most sought-after communities, this remarkable residence redefines luxury living at every turn.
Source: MIBOR #22036266
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.