2379 Edgewood Dr Navarre, FL 32566
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About this home
MUST SEE this beautiful, Well-Maintained, Ready-to-Move in home. Located on an extra-large corner lot, fully fenced backyard with Shed, lots of trees, and a side driveway for RV/Boat Parking in Holly by the sea. The front yard features mature shade trees, blooming lush plants, and has an incredible curb appeal that suits this extraordinarily GORGEOUS home. The front entryway opens into a Grand foyer area before entering the rest of the home. There is an Elegant Formal Dining room that is spacious enough to accommodate a Large Dining Table and chairs for entertaining a generous amount of friends and family. An inviting Fireplace is the main focal point in the Great Room. This room also highlights cathedral ceilings, two Dramatic large columns, and plenty of space for Stylish furniture and decor. The beautifully designed upscale kitchen is a gourmet's delight! Complete with an expansive Island centrally located for convenience, granite countertops throughout, wall oven with microwave/convection oven-totaling 3 ovens in all! Large pantry and upgraded cabinetry that provides an incredible amount of space for Dishware, cooking utensils, cutlery, and anything else desired. The home boasts four bedrooms, including the Main suite in a secluded quiet area of the house. It provides an extraordinary amount of room to accommodate extra-large furniture, a sitting area, desk area, or plenty of space for other purposes. The Main Suite Bath offers a separate shower area, bathtub area, and its own room for the sitting area. The two main walk-in closets are located in the main suite bathroom. There are three separate bedrooms with generous, living space, etc. There is also a bonus/screened room along the back porch area of the house to enjoy the beginning of the day or the day's end watching the setting sun. Holley by the Sea has a state-of-the-art recreation center. with something for every member of the Family. A flyer is included in the documents that lists all the amenities.
Source: PENSACOLA #671965
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.