238 Crossroads Store Dr Jacksonville, NC 28546
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About this home
Love the idea of new construction but want the upgrades already done? Say hello to 238 Crossroads Store Drive. Move-in ready and full of charm! This home blends the best of new construction with a few personal touches already in place! A 2023 Raegan floorpan built by Sydes, in the sought-after Onslow Bay community, just 10 minutes from the Piney Green Gate of Camp Lejeune. This home checks all the boxes: a split floor plan, cozy fireplace, and brand-new LVP flooring throughout the main living area. The primary suite feels like your own little getaway with two walk-in closets, tray ceilings, and a spa-like bath featuring a double vanity, walk-in shower, soaking tub, and private toilet room. The kitchen brings style and function together with granite countertops, stainless steel appliances, and built-in pantry cabinet space. Out back, unwind on your screened-in patio or extended deck (already reinforced for a hot tub!). The fenced yard offers privacy and space to relax. And because convenience matters — the owners are including the washer and dryer, too. It's the best of both worlds! like new, but better.
Source: NORTHCAROLINAREGIONAL #100539854
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.