238 Darling Ln Pendergrass, GA 30567
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About this home
Meticulously Updated Ranch in Seasons at Pendergrass Meets Unbeatable Convenience! Nestled in the friendly Seasons at Pendergrass neighborhood, this beautifully updated ranch is the one you've been waiting for. Discover modern sophistication and single-level simplicity in this stunningly updated ranch home, perfectly situated in the desirable Seasons at Pendergrass community. As you step inside, you are greeted by a sun-drenched, open-concept layout. With brand-new, stylish flooring that stretches across the main living spaces and into the primary bedroom, adding a touch of modern elegance. The whole home feels brighter and more welcoming thanks to newly installed recessed lighting. Comfort and privacy extend to the secondary bedrooms, which are appointed with plush, brand-new carpeting, providing a cozy and quiet space for family, guests, or a dedicated home office. The exterior exudes charming curb appeal, making a delightful first impression. The private, fenced-in back yard offers an ideal outdoor space for gatherings, BBQs, fire pits and gardening. Nestled in a prime location, this home offers unparalleled convenience. You are just moments away from premier shopping, diverse dining options, and major highways, including I-85, for an easy commute. Furthermore, this property is zoned for the highly-rated Jackson County school district, a significant asset that secures long-term value. This home is more than an address; it's a turnkey lifestyle of comfort, convenience, and quality. Don't miss your opportunity to make it yours. Schedule your private showing today! **FHA Eligible after 11/3/2025 **
Source: GAMLS #10601527
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.