2382 Geneseo Oaks New Braunfels, TX 78132
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About this home
Nestled on nearly an acre and a half in the gated community of The Preserve at Mission Valley, this stunning Hill Country home offers the perfect balance of luxury, comfort, and timeless design. The two-story layout is thoughtfully planned, with the spacious primary suite and three additional bedrooms located on the main level, while a large upstairs family room features custom built-ins and a convenient half bath—ideal for a game room, media space, 5th bedroom or home office. At the heart of the home, an expansive open-concept living area features soaring beamed ceilings, a dramatic floor-to-ceiling rock gas fireplace, and oversized windows that flood the space with natural light and offer picturesque views of the backyard. The chef’s kitchen is a dream, complete with a large center island, high-end appliances, custom cabinetry, and abundant counter space. Adjacent to the kitchen are both a formal dining room and a charming breakfast nook, providing multiple options for entertaining and everyday dining. The primary suite is a private retreat with vaulted, beamed ceilings, large windows, and a spa-inspired en-suite bath that includes a jetted garden tub, walk-in shower, dual vanities, and an impressive walk-in closet with built-ins. Two additional full guest baths serve the secondary bedrooms, offering comfort and convenience for family or guests. Step outside to enjoy a generous covered patio with ceiling fans and an additional uncovered area perfect for a hot tub. Among the mature trees in the backyard, you'll find a cozy firepit—perfect for entertaining under the stars. With plenty of room for a private pool and an oversized three-car garage, this home offers space to grow and enjoy. Located just minutes from New Braunfels, Gruene, and the scenic beauty of the Hill Country, this exceptional property combines privacy, elegance, and functionality in one of the area’s most desirable communities.
Source: CENTRALTEXAS #588648
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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