2387 Country Heights Rd Escondido, CA 92026
Your savings
About this home
Stunning Single-Story Home | Panoramic Views | 3.69 Acres Beautifully maintained single-level home featuring 3BR + office/4th BR, 2.5 BA, open-concept layout with formal dining, family room, living room, and breakfast nook. High ceilings, ceiling fans in all rooms, Wood plantation window covering on all windows throughout the house, whole-house generator, and large gourmet kitchen. Expansive outdoor living space includes solar-heated salt water pool with auto cover, 3-car garage, RV parking, and multiple fruit trees (including avocado). Situated on a private 3.69-acre lot with nearly 360° views. Move-in ready! Welcome to your dream home—where modern comfort meets breathtaking views. This stunning single-story residence offers nearly 360-degree panoramic vistas that must be seen to be believed. Thoughtfully designed with both style and function in mind, the home features 3 spacious bedrooms, a dedicated office/gym that can easily serve as a 4th bedroom, 2.5 BA and high ceilings that create an open, airy atmosphere throughout. The gourmet kitchen is perfect for the home chef, seamlessly connecting to the family room, living room, formal dining area, and a cozy breakfast nook—ideal for both entertaining and everyday living. All rooms are outfitted with high-quality ceiling fans and light fixtures for comfort and elegance. Wood plantation shutters on all windows throughout the house. window inserts for energy efficiency. Outside, enjoy a large sparkling pool equipped with solar heating and an automatic cover, perfect for year-round enjoyment. The expansive 3.69-acre lot includes a variety of mature fruit trees—including multiple avocado trees—offering both beauty and bounty. Additional highlights include: A 3-car garage Dedicated RV parking and ample space for recreational toys Whole-house generator for peace of mind Elegant foyer entrance that makes a lasting first impression This home combines functionality, luxury, and natural beauty—offering a truly welcoming and versatile space to call your own.
Source: CRMLS #250041490SD
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.