239 Stafford Ave Raeford, NC 28376
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About this home
Step into a home where attention to detail meets modern functionality. From the moment you enter the formal dining room with its classic coffered ceiling to the open living area that invites connection and comfort, this residence offers style, space, and substance. The kitchen is not just for cooking—it’s the heart of the home—featuring stainless steel appliances, granite countertops, and a double oven that makes hosting holidays a breeze.With four spacious bedrooms and two and a half baths, there’s room for everyone and everything. The primary bedroom includes two walk-in closets and elegant double-tray ceilings, along with an en-suite bath featuring dual vanities, a garden tub, and a separate shower. Each additional bedroom offers generous space and ample storage.This Vivint Smart Home was designed with technology and security in mind. All of the ceiling fans have remote controls that allow the light and fan to function independently. The video doorbell, programmable thermostat that functions as a central control hub, Wi-Fi boosters, and integrated security system all work together seamlessly to give you complete peace of mind that your home and family are protected.Centrally located in Raeford’s desirable Wedgefield community, you’ll enjoy the comfort of a newer-home neighborhood with the convenience of an easy commute to Fort Bragg, just minutes away. Restaurants, shopping, and golf are also nearby, making errands and recreation simple and enjoyable.Schedule your showing today—this home won’t stay on the market for long!
Source: TRIANGLEMLS #LP752414
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.