2390 Colchester Ct Cumming, GA 30041
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About this home
Elegant 6-Bedroom Retreat in Exclusive Brandon Hall Welcome to one of Brandon Hall’s finest, a thoughtfully designed and beautifully maintained 6-bedroom, 5-bathroom home nestled in an exclusive enclave of just eight executive residences. Built in 2010 by Sharp Residential (now Toll Brothers), this three-story brick home sits on an expansive lot and offers the perfect blend of privacy, modern upgrades, and community living all within the top-rated South Forsyth school district and just minutes from GA-400 (Exit 13). Main Level Features a welcoming guest suite with full bath ideal for visitors or multi-generational living. Formal dining room with coffered ceiling, perfect for entertaining. Soaring 2-story great room filled with natural light. Cozy fireside family room with built-in gas logs. Chef’s kitchen with granite countertops, upgraded cabinetry, gas cooktop, doubles ovens, stainless steel appliances, and walk-in pantry. Upstairs Retreat offers an oversized primary suite featuring custom his-and-hers closets and a private screened sunroom with a jet tub. Spacious secondary bedrooms and baths designed for comfort and flexibility. Fully Finished Terrace Level with custom home theater with integrated surround sound, Open-concept living and dining space and additional rooms ideal for a gym, home office, or guest quarters. Smart Home Ready equipped with app-controlled lighting, security, and surveillance systems, plus a full irrigation system for convenience and peace of mind. Outdoor Living enjoys a professionally landscaped backyard with a large deck perfect for grilling, gatherings, or quiet mornings. Community Perks access to a resort-style pool, two lighted tennis courts, children’s playground, and community clubhouse with lake access for water activities. This home is a rare combination of elegant design, smart technology, and lifestyle-enhancing amenities — all in one of Forsyth County’s most desirable communities. Come experience Brandon Hall living at its finest.
Source: FMLS #7669739
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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