23920 E 34th Ave Aurora, CO 80019
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About this home
**PRICED $79,000 BELOW THE BUILDER** Welcome to this stunning, low-maintenance home with an open floor plan and move-in ready amenities. Set in a perfect location with plenty of parks and open space nearby. Featuring approximately $30,000 in upgrades, this 3 bedroom/3 bath home includes refrigerator and Sony TV already mounted in the living room. Living room sectional is negotiable. Natural light floods the living room highlighting the upgraded plank floors on the main level. The floorplan seamlessly connects the living room to the dining room and kitchen. Makes an inviting space for casual dinners or hosting a group. Large pantry, stainless appliances and center island add to the appeal and value of the kitchen. Designer touches have been added like window treatments and upgraded trim at kitchen cabinets. Electrical upgrades include a ceiling fan in family room with additional lighting. Upstairs, the primary suite features a luxury bath with dual sinks, large shower and a walk-in closet. Both secondary bedrooms have walk-in closets as well. Laundry room is conveniently located near all bedrooms on the upper level. Fenced side yard and xeriscape design with irrigation system. Adjacent to community pocket park. Easy access to community trails. The Aurora Highlands is a fantastic neighborhood and is just minutes away from The Aurora Highlands Town Center, restaurants and shopping. Conveniently located near the new community school. This home is a must-see! Copy the link and click on the house to view the showcase video - https://t.ly/MIEgY
Source: RECO #6335644
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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