2393 Alison Ave Pingree Grove, IL 60140
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About this home
2393 Alison Dr, Pingree Grove, IL | End Unit Townhome | 3 Bed + Flex | 2.5 Bath Welcome to your happily ever after in the heart of Cambridge Lakes-where community charm meets modern convenience and every day feels like a scene from your favorite feel-good movie. This beautifully designed, freshly painted tri-level end unit townhome offers 3 spacious bedrooms, 2.5 baths, and a flexible lower-level room just waiting to become your dream home office, cozy den, or even a 4th bedroom. As an end unit, you'll love the added privacy and extra windows that flood the home with natural light from the north, east, and west-creating a bright, airy atmosphere from sunrise to sunset. Rich wood laminate floors stretch across the main and lower levels, tying every space together with warmth and style. The kitchen is a chef's delight with sleek stainless-steel appliances and an open layout that makes entertaining feel effortless. Upstairs, retreat to the luxurious primary suite, complete with a private bath and spacious walk-in closet. Laundry is conveniently located on the second floor for easy living, and freshly painted walls offer a blank canvas for your own personal touch. But the magic doesn't stop inside-this home sits within the vibrant Cambridge Lakes community, where you'll enjoy resort-style amenities like a sparkling in-ground pool, clubhouse, fitness center, and miles of scenic walking and biking trails. Whether you're sipping coffee in the sun-drenched living room, working from your flex space with prairie views, or enjoying a peaceful evening stroll-this home is more than a place to live; it's a lifestyle. This is the one everyone waits for. A true pleasure to show. Sure to impress. Move-in ready and made for you.
Source: MRED #12460497
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.