2395 Lakeside St Orangeburg, SC 29118
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About this home
Welcome to 2395 Lakeside Street in Orangeburg—a meticulously maintained home that combines charm, comfort, and thoughtful updates throughout. With 1,800 sq. ft. of living space, this 3-bedroom, 2-bath home sits on over three-quarters of an acre surrounded by mature trees and lush landscaping, providing both privacy and curb appeal. Inside, a beautiful entryway leads into the spacious family room, where a classic brick wood-burning fireplace creates a warm and inviting focal point. Just beyond, the sunroom is filled with natural light from walls of windows, offering peaceful views of the backyard and easy access to the patio—perfect for morning coffee or evening gatherings. The heart of the home, the kitchen, underwent a complete renovation just over a year ago and shines with modern finishes, ample cabinetry, and stylish details any cook will appreciate. The primary suite features a walk-in closet and private bath, while two additional bedrooms are connected by a Jack-and-Jill style bathroom, ideal for family or guests. Every space has been tastefully updated to balance modern conveniences with timeless character.The property’s outdoor amenities are equally impressive. A large 24x36 detached garage provides endless possibilities—whether for storage, a workshop, or entertaining space. Tucked into the back corner of the garage is a separate room with a convenient half bath and a screened-in porch (approx. 200 sq. ft.), perfect for enjoying the outdoors without the bugs. Two additional storage sheds/workshops provide even more flexibility for hobbies, projects, or equipment.With its thoughtful updates, inviting floor plan, and generous lot, this home is truly move-in ready and designed to be enjoyed for years to come. Make an appointment for your exclusive tour of this home! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #617898
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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