24 Sapphire Way Ocala, FL 34472
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About this home
Welcome to a fully renovated sanctuary in Silver Springs Shores! Discover this move-in ready 3-bedroom, 2-bathroom home, just under 1250 sqft, boasting an open floor plan and a spacious 0.23-acre lot with a fully fenced yard, perfect for relaxation and entertaining. NO CARPET! This beautifully updated smart home features a brand new kitchen with all new appliances and a new sink, updated bathrooms including a new toilet in the main, new flooring throughout, a new roof (2019) and HVAC system (2019), plus new AC lines and drain line for optimal efficiency. Experience ultimate convenience with smart home features like automatic lighting, a smart deadbolt, a new automatic garage door, and a smart thermostat, all added in 2019. There is a community pool just 1 mile away from the home ($5/person/year). You'll love the prime location, less than 5 miles from everyday essentials like Publix, Aldi, Walmart, Firestone, Carwashes, Health Services, and many more shops, while the friendly Silver Springs Shores community offers parks, community centers, fishing lakes, and golf at the Country Club. Easily connect with nature via the Cross Florida Greenway for hiking and biking, and just minutes away, Silver Springs State Park invites you to explore with kayaking, glass-bottom boat tours, and wildlife sightings including wild monkeys and manatees. For urban entertainment, historic downtown Ocala provides a vibrant mix of restaurants, unique shops, a classic movie theater, and a pool hall above Brick City BBQ—making this exceptional location close to it all. Priced to move —grab it before it’s gone!
Source: STELLAR #GC531514
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.