2401 Okatie Ln Cantonment, FL 32533
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About this home
Welcome to this inviting 4-bedroom, 3-bathroom home located in the desirable Carrington, a gated community situated at the end of a serene cul-de-sac. This 2-story residence offers a perfect blend of comfort & modern amenities, making it an ideal setting for your family. As you enter the home, you are greeted by a spacious and thoughtfully designed layout. The living area features updated lighting fixtures & ceiling fans that enhance the welcoming atmosphere. The kitchen is truly a centerpiece, showcasing elegant granite countertops, a stylish backsplash, & stainless-steel appliance. It also includes a pantry for added convenience. This space seamlessly flows into the dining area, creating a perfect environment for family meals & entertaining guests. On the second floor, you will find a versatile bonus loft area that can serve as a family room, game room, office, or play area, adapting to your lifestyle needs. The primary bedroom is a tranquil retreat, distinct from the other bedrooms for added privacy. It boasts a large walk-in closet, trey ceilings, & a luxurious ensuite bath complete with a separate shower, garden tub, double vanity with granite countertops, & a water closet. The well-appointed bedrooms & bathrooms throughout the home feature updated lighting fixtures, and large walk-in closets enhancing functionality and style. The main floor includes a laundry room that has been upgraded with ample shelving, designed to meet your organizational needs. The fully fenced backyard is ideal for outdoor activities & features an included playset, providing a safe space for children to play. The covered patio is complemented by a newly added railing & a ceiling fan, making it a perfect spot for relaxation. The property also offers smart home features, which allows for remote monitoring of thermostats, lighting, & security. This home combines modern conveniences with thoughtful design elements, making it a wonderful choice for your next move!
Source: PENSACOLA #672683
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.