2403 White Rd Grove City, OH 43123
Your savings
About this home
This stately painted brick home with a majestic circular drive is situated on a generous half-acre lot less than a half mile from Grove City High School and features more than $150K in updates inside and out! Upon entry, discover a functional floor plan enhanced by updated flooring and a neutral paint palette throughout. The classic center hall leads into the heart of the home, where a well-appointed kitchen features stainless steel appliances, white cabinetry, and a casual dining area that opens into the spacious great room with new flooring and a cozy fireplace. The main level also includes a large living room, a formal dining room currently used as a home office, a guest bedroom with an ensuite half bathroom, and a laundry/mudroom with an additional powder room. The second floor offers a lovely primary bedroom with a fully remodeled ensuite bathroom, accompanied by two oversized bedrooms and a renovated hall bathroom. The partially finished lower level provides flexible space ideal for a home gym, recreation area, or play space, plus an unfinished area with extra storage or workshop and laundry hookups. Enjoy BBQ dinners or relax on the large 800-square-foot paver patio with a built-in firepit overlooking the fenced-in yard with a gated garden backing to the Mulberry Run ravine. This beautiful home is centrally located in Grove City within walking distance to many amenities including shopping, restaurants, schools, and more! Welcome to your new home sweet home!
Source: COLUMBUSOH #225036865
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.