24050 Winding Creek Dr Brooksville, FL 34601
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About this home
Welcome to paradise! Own your own nature preserve with a variety of trees, plants, and wildlife on this stunning 48-acre property. Drive down your majestic driveway over the spring-fed streams through a park-like setting to your log cabin style home sitting high on a hill. Main home consists of 1976 square feet, great room design, 3 bedrooms, 2 bathrooms, and tons of storage in an unfinished basement which is half underground. Living room, dining room, and kitchen have cathedral ceilings and tile floors. The walls are adorned with custom stone from floor to chair-rail height to enhance rustic log cabin feel. There is a grand slate rock fireplace in the living room with custom railing separating the room from the massive kitchen. The kitchen is a chef's dream with granite countertops, a large island, gas stove with additional grill top, and trash compactor. Enjoy time with family and friends on any one of the 3 decks attached to the home. There is a small covered deck on the back overlooking a beautiful campfire circle. On the front of the home, there are 2 more decks, one covered and one elevated, large enough to host any sized gathering. The lower deck also has an outhouse styled bathroom, complete with running water. Parking is never a problem when you have this much land. There is a 3-car carport, a carport cubby large enough for 2 golf carts, parking pad, space to store an RV with 30 amp electrical service, and ample room for a boat, towing trailers. A highlight of this property is "Boarshead Saloon".Just feet away from the main house is a 2-story building which houses a 580 square foot 1 bedroom apartment upstairs, with small kitchenette, living room, 2 half bathrooms, and loft. Downstairs, there is a 685 square foot old western style saloon, with bar, arcade games, living room area, and swim spa. Yes-you read that correctly. Enjoy swimming yearround, regardless of temperature and weather, in your very own indoor swim spa. You will love the endless relaxation with its many customizable jets, seats, color changing LED lights, and waterfall. Set the temperature of the water to whatever makes you feel most comfortable and end every day on a relaxing note. You can even watch TV from the swim spa if you wish. The "Saloon" comes fully furnished and decorated with the home. Most of the property is fenced and formerly housed goats and llamas. There are several fenced animal pens and shelters, to include a 24'x30' barn with water and electricity. There are several storage buildings situated on the property, to include a 13'x16' building with electricity, a 10'x20' shed with 2 lofts and attached 15'x20' enclosed on 3 sides covered barn, and a large 11'x28' log cabin style building with electricity and porch. Most of the 48 acres of property are wooded, with many trails cutting through the woods for walking, riding in a golfcart, horse back riding, or testing your skills on an ATV. You will find hundreds of tangerine trees amongst the towering pine and oak trees, along with 2 spring fed streams that meander through the property. Various pieces of furniture in main home and apartment can negotiated with price of home. A 2 person Kawasaki Mule with dump bed and zero turn Cub Cadet lawn mower are also available for a price or negotiation. Potential buyer(s) must provide current owners with proof of funds (either through pre-approval letter or bank account record) to cover list price of home prior to home/property showing
Source: STELLAR #O6337745
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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