2408 Lillian Dr Silver Spring, MD 20902
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About this home
*** Brand New Roof and HVAC as of July 2025 *** Welcome to 2408 Lillian Dr, a beautifully renovated 4-bedroom, 3-bathroom single-family home located in the sought-after Plyers Mill Estates community of Silver Spring. With 2,115 sq ft of thoughtfully designed living space, this home offers the perfect blend of style, functionality, and convenience for today’s modern family. Step inside and be greeted by warm hardwood floors, fresh paint, and recessed lighting that flows seamlessly throughout the main level. The fully updated kitchen is a true showstopper, featuring handsome cabinetry, granite countertops, stainless steel appliances, a stylish tile backsplash, and a large center island with tile flooring, all completed in 2023. The eat-in kitchen area is ideal for casual dining and entertaining. Smart WiFi light switches on the main level add a modern, tech-forward touch to your living experience. All bathrooms have been tastefully updated with clean finishes and quality fixtures, also done in 2023. The walkout basement adds tremendous value, offering a legal fourth bedroom, a full bathroom, and three additional versatile rooms perfect for a home office, playroom, gym, or media lounge. A new washer and dryer set with a convenient folding area rounds out the lower level. Step outside through beautiful French doors to a fully fenced backyard, complete with a brand-new fence built on a concrete foundation for lasting support. A powered shed—also on a concrete base—provides extra storage or workshop space. The oversized driveway easily accommodates up to six vehicles, and two more in front of the house. Located just minutes from I-495, Wheaton and Forest Glen Metro stations, and Westfield Wheaton Mall, this home offers unparalleled accessibility. You’ll also enjoy being a short walk from scenic trails and several nearby parks, making this location ideal for outdoor lovers and commuters alike. Don’t miss this incredible opportunity to own a turnkey home in one of Silver Spring’s most established and convenient neighborhoods. Schedule your private tour today!
Source: BRIGHT #MDMC2190842
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.