24083 Cresta Dr Crestline, CA 92325
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About this home
**Victorian Elegance Among the Treetops!** This large custom Victorian home offers 4 bedrooms, 2.5 baths, and timeless craftsmanship throughout. Step into a grand entry featuring rich wood flooring, an open staircase, and handcrafted wood banisters that set the tone for the home's warm, inviting style. The main level boasts an open-concept layout connecting the living, kitchen, and dining areas—all with wood floors. The chef’s kitchen is highlighted by quartz countertops, a Wolf range, high ceilings, and a central island with inside cabinet appliance lift. The living room includes a ceiling fan, energy-efficient dual-pane wood-framed windows, a cozy wood-burning stove, and direct access to a covered patio—also accessible from the dining room through elegant double doors. The spacious primary suite is located on the main floor and features a full wall of custom closets, private access to the patio, and a luxurious bath complete with clawfoot tub, separate shower, and a dedicated vanity area. Upstairs, you’ll find a bright family room and loft with extensive built-in cabinetry, and access to a private deck with serene treetop views. Three additional bedrooms offer flexibility, including one with dual desk space and storage—ideal for a home office. Another features a charming window seat and ceiling fan, while the third includes built-ins and an attached bath. A large, partially finished basement provides laundry hookups, multiple rooms for storage, workshop space, or future potential—complete with a separate exterior entrance. Enjoy peaceful privacy and Victorian charm nestled in the trees—this is mountain living at its finest.
Source: CRMLS #IG25137851
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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