2409 Hearth Dr Odessa, FL 33556
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About this home
One or more photo(s) has been virtually staged. Effortless Living Meets Timeless Style in the Coveted Asturia Community. Welcome to this impeccably maintained 3-bedroom, 2.5-bathroom townhome nestled in the heart of the highly desirable Asturia neighborhood. Built with durable concrete block construction on the first flooor with wood framing on the second, this home offers lasting quality and peace of mind. With a detached concrete block 2-car garage, oversized driveway, and your own private paver patio, you’ll enjoy both impressive curb appeal and everyday convenience. Step inside to discover an open-concept main floor designed for modern living. The spacious living and dining areas flow seamlessly together, creating an ideal space for entertaining or relaxing with family. A conveniently located half bath adds functionality, while the heart of the home—the stunning chef’s kitchen—boasts stainless steel appliances, a gas stove, 42-inch upper cabinets, granite countertops, a stylish farmhouse-style backsplash, and a large island with a weathered wood front that brings rustic charm and practicality. Smart design continues throughout with thoughtful upgrades including a GAS dryer (with electric/gas hookups), elegant Behr paint, and wood blind window treatments on every window. For added convenience and peace of mind, the home also includes a MyQ smart garage door opener. Step outside into your private courtyard retreat, featuring an extended paver patio—perfect for enjoying morning coffee, hosting weekend gatherings, or simply soaking in the Florida sunshine. Upstairs, the generously sized primary suite offers a true escape with a large walk-in closet and a spa-like en-suite bathroom. Two additional bedrooms, a full bathroom, and a dedicated laundry area round out the second floor—designed to accommodate the needs of the whole family with comfort and ease. Residents of Asturia enjoy access to resort-style amenities including a luxurious pool, state-of-the-art fitness center, scenic walking trails, and a beautifully designed clubhouse. Ideally situated just minutes from upscale shopping, fine dining, top-rated hospitals, and entertainment venues, this location also offers quick access to SR 54 and the Suncoast Parkway (589) for an easy commute to Tampa and surrounding areas.
Source: STELLAR #TB8424099
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.