2409 Summerside Ln Mckinney, TX 75072
Your savings
About this home
Welcome to 2409 Summerside Lane, a beautifully updated home in the highly sought-after Stanford Meadow community of Stonebridge Ranch. This residence blends modern upgrades with timeless charm, situated in a prime McKinney location with access to top-rated schools. Inside, you’ll find a light and bright interior with freshly installed hardwood floors on the lower level and new carpet throughout, creating a warm and inviting atmosphere. The open layout is ideal for both everyday living and entertaining, with abundant natural light streaming through large windows. The chef-inspired kitchen is the heart of the home, showcasing white quartz countertops, new stainless steel appliances, a farmhouse sink, and a convenient pot filler—all designed to elevate your cooking and entertaining experience. The adjoining breakfast nook and family room provide a seamless flow, perfect for gatherings or cozy evenings at home. Upstairs, generously sized bedrooms offer comfort and privacy, while the bathrooms continue the modern aesthetic with white quartz counters, updated fixtures, and stylish finishes. The primary suite serves as a private retreat, featuring ample space, a spa-like bath, and generous closet storage. Step outside to a backyard ready to be transformed into your ideal outdoor living space—whether for relaxation, play, or entertaining. Additional highlights include fresh paint, upgraded flooring, and thoughtfully selected finishes throughout, making this home truly move-in ready. Living in Stonebridge Ranch means access to an exceptional lifestyle: multiple pools, tennis courts, scenic trails, private lakes, and the renowned Stonebridge Ranch Country Club with golf and social memberships available. Don’t miss the opportunity to make 2409 Summerside Lane your next home—where modern updates, a welcoming community, and excellent schools come together beautifully.
Source: NTREIS #21039973
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.