2410 Fayette Dr New Braunfels, TX 78130
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About this home
Seller Offering $8,000 in Concessions to buyer to be used towards Closing Costs. THIS YARD IS HUGE!! Nestled in a quiet cul-de-sac in Dove Crossing, this beautifully updated home sits on a spacious 0.25-acre lot with a huge backyard that backs up to an easement—offering both privacy and room to play. Inside, the open-concept layout features generous living space and abundant storage throughout. The newly renovated kitchen shines with leathered granite countertops, a large stainless-steel sink, and modern finishes, while the stone fireplace creates a warm focal point in the living room. Upstairs, all bedrooms and the laundry room are conveniently located—no more carrying laundry up and down stairs. The primary suite is thoughtfully separated from the secondary bedrooms and includes dual closets. Whether you're hosting guests or enjoying a quiet evening, this home is perfect for entertaining—and the backyard is a blank canvas ready for your dream outdoor oasis. Near Fisher Park and walking trails. Easy access to IH 35. Community Pool and Basketball court.
Source: CENTRALTEXAS #585749
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.