2410 Hutton Ln Leander, TX 78641
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About this home
Welcome to 2410 Hutton Lane in Leander’s popular Block House Creek community, a single-story limestone home that’s been fully refreshed for today’s lifestyle. Inside, you’ll love the wide-open feel paired with updates that make life easy. The kitchen renovation includes new cabinets, countertops, backsplash, and upgraded appliances—ready for your first meal or your next gathering. Those suffering from allergies will love all hard floors. There’s no carpet anywhere, just hand-scraped, random-width plank hardwood floors throughout the living areas, kitchen and bedrooms, with durable tile in the baths. The primary bath features a new vanity and countertops, and a recently replaced roof gives you one less thing to worry about. Step outside to a northeast facing covered patio and a green area buffer, with no direct back neighbor, so you can enjoy your yard with extra privacy and plenty of afternoon shade. It’s the kind of space perfect for morning coffee, pets, or evenings with friends. The location ties it all together: walk to the neighborhood elementary school, shop and dine in Cedar Park just minutes away, catch a concert or game at the H-E-B Center, or ride the MetroRail into downtown Austin. Commuters will love being under 30 minutes to downtown, less than 15 miles to Lake Travis boat ramps and ABIA airport is about 30 miles from your door. If you’re looking for a move-in ready home with character, low-maintenance, convenience, and a welcoming community fee, this is it!
Source: ACTRIS #1557121
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.