24130 Vincent Ave Punta Gorda, FL 33955
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About this home
Welcome to Burnt Store Lakes, a Deed Restricted Community that offers the Residents of Burnt Store Lakes a Community Park, with covered picnic benches, Playground and restrooms, along with a Kayak ramp which allows access to Pristine Charlotte Harbor and the Charlotte Harbor Aquatic Preserve, come enjoy nature at its finest. This Beautiful Custom Two-story Home features Four(4) Bedrooms, Three(3) Full Bathrooms, Soaring Ceilings, Spacious Living Room with Fireplace, Separate Dining Area, Galley Kitchen with Granite Countertops, Stainless Steel appliances and a Cozy Breakfast Nook, Custom Designed Butler's Pantry offering ample storage, Inside Laundry Room, the Primary Bedroom is located downstairs with access to the Lanai, along with two Guest Rooms and Guest Bath, upstairs there is a Full Guest En-Suite with a covered balcony overlooking the Pool area and the Greenbelt, giving your Guest there very own retreat, screened expansive Lanai which steps down to the Pool and Spa area, also a screened front Patio leading to the Double Door entry and an attached Two(2)Car Garage, all situated on .48 of an Acre. Plus you will be right across the street from the Burnt Store Marina Golf Course & Country Club and the Fairway Cafe, and you will be a mile from the Safe Harbor Burnt Store Marina, Wet and Dry Slips, Two(2) Restaurants, Tennis courts, Pickleball courts and a Resort-style Pool and a fitness center. And just a short Drive to Punta Gorda, Cape Coral or Fort Myers, and all that Southwest Florida offers. We invite you for a Tour of this Custom Home.
Source: STELLAR #C7512904
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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