2417 Fleetwood Dr Joliet, IL 60432
Your savings
About this home
"City of Joliet is working with a consultant team, led by Lamar Johnson Collaborative, to create the city's first comprehensive plan in over 60 years, guiding how the city responds to the current environment, adapts to the future, and plans for inclusive growth, sustainable development, and equitable prosperity over the next ten years, addressing important aspects of Joliet, such as economic development, transportation, housing and neighborhoods, natural resources, and infrastructure through policy and programs recommendations. Joliet has been a major commercial center providing goods to the region and nation, from the early days of mule powered traffic on the Illinois & Michigan Canal, to the present convergence of intermodal transportation in North America's largest inland port, Joliet has always evolved to meet the needs of commerce. Joliet's unrivalled asset has been easy access to transportation, markets and a strong labor force. "Crossroads of MId-America" is why Amazon, IKEA, Home Depot, Mars, Whirlpool and many other major firms have decided to locate a logistics presence in Joliet. It is why retail growth continues to fuel the local economy. Why residential development continues to add population to the city." WHAT A COLONIAL REBIRTH ENCOUNTER HERE OFFERS A COMBINED LARGE LIVING/DINING GREAT ROOM, ATMOSPHERIC OPEN KITCHEN WITH DINING VIEW OF SUMPTOUS FAMILY ROOM AND STONE FIREPLACE AND ACCESS TO EXACTLY SUITED COVERED PATIO. VAULTED CEILING IN WHEN ORDINARY IS NOT GOOD ENOUGH LARGE PRIMARY BEDROOM WITH LUXURY SIZE SPA BATH AND WALK-IN CLOSET, 4 VIBRANT BEDROOMS, PLUS GAME/HOBBY/OFFICE, LOFT-LIKE UPPER HALLWAY AREA, AND LAUNDRY ALL ON 2ND FLOOR. GREAT POSSIBILITIES FULL FINISH-ABLE BASEMENT HAS ROUGH IN 4TH BATH POTENTIAL, GENEROUS CLOSETS, FENCED EXPANSIVE YARD. CONVENIENT TO MINOR LEAGUE BASEBALL STADIUM, CASINOS, DINING, FOREST PRESERVE AND TRAIL, HOSPITALS, I-80/355 INTERSTATES, LIBRARY, METRA, PARK DISTRIC, SHOPPING, THEATERS SHOWCASING TOP TALENT. UPGRADED WITHIN THE RECENT DECADE HOT-WATER-HEATER, FURNACE, SUMP-PUMP, ROOF, GARAGE OVERHEAD DOOR, 5 WINDOWS! YOU SAID YOU WANTED A HOME TO ROAM, RAMBLE, AND RELAX IN WITH A GORGEOUS PANORAMIC VIEW OF A HINT OF COUNTRY NEIGHBORHOOD, A HOME WHERE YOU CAN HANG YOUR HEART, A PLACE TO BREATH, AND HERE IS YOUR GET-AWAY TO LIFE!
Source: MRED #12467493
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.