2419 Gathering Way Odessa, FL 33556
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About this home
HOW WOULD YOU LIKE $$$ TOWARDS YOUR CLOSING COSTS? LET'S TALK! Welcome to 2419 Gathering Way in Asturia! Arguably one of the best, perfectly positioned townhomes in the community! This end-unit home is situated towards the rear of the sub-division, and just steps from scenic walking trails, green space and quaint walking bridges! Built just 5 years ago, this residence offers the ideal blend of modern luxury, privacy, and convenience. Inside, you're welcomed by brand-new aqua resilient flooring that complements the open-concept layout, this flooring carries up the stairs and to the upstairs hallway. You will LOVE all of the natural light this unit provides as it has the additional side windows end units are known for! The expansive kitchen features granite countertops, stainless steel appliances, a gas stove (for inspired chefs!) and ample prep and storage space, perfect for living and entertaining. With 3 spacious bedrooms and 2.5 well appointed baths, this home includes a generous primary suite complete with ensuite bath and walk-in closet. Laundry is conveniently located upstairs near the bedrooms! Your outdoor patio is certainly ideal for a quite morning coffee, al fresco dining or an evening glass of wine, enhanced with pavers for design appeal. You also have a detached garage for secure parking and additional storage, or perhaps a workshop or at home gym! Residents enjoy access to premium community amenities including a resort-style pool, clubhouse and fitness center! Don't miss this one! Room sizes are approximate and should be verified by buyer. CDD fee is included in taxes.
Source: STELLAR #TB8415136
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.