24253 Gallberry Dr Venice, FL 34293
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About this home
Welcome to Sarasota National! This elegantly appointed 4-bedroom, 2-bath home with 2-car garage offers both space and sophistication. From the moment you step through the entry, you're greeted by high ceilings and an open, airy layout that makes every space feel bright and inviting. The open floor plan flows seamlessly from the living room into the dining area and kitchen, great for entertaining or everyday living. There is tile flooring that runs continuously throughout the main living area, along with tray ceilings, and crown molding. For the cook, the kitchen offers wood soft-close cabinets, granite countertops, and matching stainless steel GE appliances. The living room is spacious with hurricane rated sliding glass doors that open to the pavered, screened lanai with relaxing views of a conservation area. The primary bedroom also has a hurricane rated sliding glass door that leads to the lanai, tray ceiling, ceiling fan, and dual walk-in closets. The primary bathroom is tiled with a roman tub, dual vanities/sinks with wood soft-close cabinets, granite countertops, linen closet, and tiled shower with glass enclosure. The second and third bedroom are towards the front of the home with a second bathroom conveniently located in between. The second and third bedrooms have ceiling fans, high ceilings, and plenty of storage space and the second bathroom has tiled flooring, wood soft-close vanity, and tiled shower with a glass enclosure. The fourth bedroom has a ceiling fan and a spacious walk-in closet. You'll find more storage in the laundry room with linen closet and storage cabinets. Hurricane windows are throughout, AC 2017, Hot Water Heater 2017, and Roof 2023. Sarasota National is a gated community with 24 hour guard, HOA fees that include golf course membership, access to a beautiful community pool, fitness center, tennis courts, pickleball courts, clubhouse and more. Centrally located with a short drive to Cool Today Park (Atlanta Braves spring training stadium), Wellen Park, restaurants, shopping, hospitals, and some of Florida's top beaches. Call today to schedule your private showing!
Source: STELLAR #TB8438473
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.