$445,000

243 Old Mill Cir Kissimmee, FL 34746

$1,711/mo at 6.5%
Unlock a lower rate & save over $100K.

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About this home

Welcome to this FULLY UPDATED three bedroom, two bathroom POOL home offering resort style living with a private screened pool, elegant finishes, and extensive recent upgrades throughout. Ideally located in Kissimmee, this beautifully maintained property is perfect as a primary residence, vacation retreat, or SHORT TERM RENTAL INVESTMENT, with short term rentals fully permitted in the community. Step inside to discover an open and inviting layout featuring WOOD LOOK TILE flooring throughout, VAULTED CEILINGS, and abundant natural light that fills the spacious living and dining areas. The modern kitchen is the centerpiece of the home, designed with QUARTZ countertops, an OVERSIZED ISLAND with a breakfast bar and sink overlooking the living area, a CUSTOM BACKSPLASH, ample cabinetry, and a built in wine fridge. It’s the perfect combination of style and functionality, ideal for both everyday living and entertaining. The dedicated dining area provides a comfortable setting for family meals, while the SPLIT FLOOR PLAN ensures privacy for all. The primary suite serves as a true retreat, offering CUSTOM BUILT INS in the walk in closet and a spacious stand up shower with upgraded tile, fixtures, and finishes. Two additional bedrooms and a second beautifully updated bathroom complete the interior, providing flexible space for guests, family, or a home office. Outside, your own private oasis awaits. The screened in pool area features a NEW PEBBLETECH FINISH, NEW POOL EQUIPMENT including pump and filter installed in 2025. The deck has also been freshly painted, creating a crisp, like new outdoor retreat. Every major system in this home has been thoughtfully updated for peace of mind. The ROOF was replaced in 2022, the PLUMBING was updated and a TANKLESS WATER HEATER installed in 2023. The HVAC system was replaced in 2021, the exterior was freshly painted in 2023, and the interior received a new coat of paint in 2025, giving the entire home a modern, cohesive look inside and out. Located just minutes from Central Florida’s world famous attractions, top rated schools, shopping, dining, and entertainment, this property offers the perfect blend of comfort, convenience, and investment potential. Experience Florida living at its finest in this fully updated Kissimmee pool home. With nothing left to do but move in and enjoy, this property is truly turnkey and priced to sell. Schedule your private showing today.

3 bedroom
2 bathroom
1,547 sqft
7,187.0 sqft
Single Family
Built in 1996
2 car garage
Air conditioning
Private pool

Source: STELLAR #O6348674


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FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Nov 03, 2025 07:36 am
Listing agent: RJ Adams
Listing provided courtesy of: CREEGAN GROUP (407) 622-1111
Details provided by STELLAR and may not match the public record.
MLS ID: #O6348674
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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