2430 Redgate Ln Youngstown, OH 44511
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About this home
Honey, STOP THE CAR! Welcome home to 2430 Redgate Ln, located in the very sought after Kirkhaven Estates in the Austintown school district. Your spacious 1930 sq/ft ranch-styled home has 4 beds, 2 full baths, and a large 3 car garage perfect for dads dream workshop, or vehicle storage during those brutal Ohio winters. Your home has a BRAND NEW ROOF (8/25), AC (2016), hot water tank (2017), furnace (2011), newer carpet and vinyl flooring (2020), PLUS a FREE 1 YEAR HOME WARRANTY for your peace of mind! Your new home has been freshly painted w/light grays/beige colors that todays modern buyers love. Your oversized eat-in kitchen has a beautiful vaulted ceiling and comes complete w/matching stainless steel Whirlpool appliances. You will love your newly updated light fixtures and built in tiled island which is perfect for any before/after school meal/homework session! Your living room has a beautiful vaulted ceiling, modern vinyl flooring, a large window providing tons of natural sunlight, and a STUNNING tiled wood-burning fireplace for those relaxing family movie nights. BONUS: You have an EXTRA family room w/a separate heating system which would be perfect for your kids playroom, a teenagers game room or a movie room! Take a look at your 4 spacious bedrooms w/modern light fixtures/ceiling fans, large closets, and updated flooring. Your main bedroom has a large double closet for Mom and Dad w/an attached private full bathroom. Your backyard has a fenced in area which is great for for letting the kids or dogs run and play for days without the worry! Your new home is only minutes away from the Austintown park which is packed with playgrounds, sports fields/courts, hiking trials, and a dog park...perfect free summertime fun for everyone! Don't walk... run! Tour this captivating home before it's gone!
Source: MLSNOW #5155427
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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