2434 San Marcos Dr Forney, TX 75126
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About this home
Welcome to a beautifully maintained two-story HOME that perfectly blends comfort, thoughtful design, and timeless charm. Built in 2020, this 4-bedroom, 2.5-bath home offers spacious living, tranquil surroundings, and an inviting layout ideal for today’s lifestyle. From the moment you arrive, you’ll be impressed by the outstanding curb appeal—lush landscaping, a graceful façade, and a serene community pond directly across the street that enhances the home’s picturesque setting. Step inside to discover a bright, open-concept floor plan with abundant natural light, neutral tones, and elegant finishes throughout. The main level features a generously sized living area that seamlessly flows into the dining space and kitchen, creating a perfect environment for family gatherings and entertaining. The kitchen offers ample cabinetry, sleek countertops, and modern appliances, making it both functional and stylish. Adjacent to the living area is a powder room for guests and a spacious primary suite conveniently located downstairs, complete with a private en-suite bath, dual sinks, and a large walk-in closet. Upstairs, you’ll find a spacious game room or second living area, ideal for a media setup, playroom, or home office. Three additional bedrooms are located on the second floor, each offering comfort, generous closet space, and easy access to a well-appointed full bath. Step outside to your private backyard retreat—a large, open space with a covered patio, perfect for outdoor dining, barbecues, and relaxing evenings. The expansive yard provides ample room to add a custom pool, garden, or play area, allowing you to truly personalize your outdoor living experience. Nestled in a sought-after Forney community, this property offers easy access to highly rated schools, shopping, dining, and major highways, ensuring both convenience and quality of life. The peaceful neighborhood pond views, modern design, and well-maintained interior make this home stand out among the rest.
Source: NTREIS #21102732
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.