24396 N 169th Dr Surprise, AZ 85387
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About this home
This beautifully maintained, original-owner single-level residence in the sought-after Asante community offers 5 spacious bedrooms and 3 well-appointed baths across 3,024 square feet of thoughtfully designed living space. The popular Evolution floor plan includes a versatile next-gen suite, complete with its own living area, fully equipped kitchen, private bedroom and bath, and laundry hookups discreetly tucked into a walk-in closet—perfect for multi-generational living or guest accommodations. The main home showcases an expansive great room and a chef's kitchen featuring shaker-style cabinetry, gleaming Quartz countertops, a classic subway tile backsplash, stainless steel appliances, a walk-in pantry, and a generous island with breakfast bar and pendant lighting. Sliding glass doors from both the great room and dining area open to a covered patio that overlooks a stunning heated Pebble Tec pool and spa, accented with stacked stone and surrounded by elegant paver decking. The backyard is designed for low-maintenance enjoyment, with artificial turf ideal for children and pets, plus a private patio off the casita living room for added relaxation. The luxurious primary suite boasts an en-suite bath with dual vanities, framed mirrors, an oversized tiled shower with bench seating, and a spacious walk-in closet. Guests will appreciate the extended vanity and tiled tub/shower combo in the secondary bath. Additional highlights include a split 3-car garage with an EV charging port and access to fantastic community amenities such as pools, playgrounds, and a charming lending library. Convenient proximity to the 60 and Loop 303 for commutes around the Valley.
Source: ARMLS #6914376
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.