24439 Riverfront Dr Punta Gorda, FL 33980
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About this home
This exceptionally remodeled 5-bedroom, 4.5-bath home offers over 4,000 sq. ft. of refined living space in the coveted River Club community of Punta Gorda. Designed with elegance and function in mind, the home blends soaring ceilings, high-end finishes, and a unique floor plan that captures serene lake views and spectacular western sunsets. The first floor showcases a private guest suite with dedicated bath, a formal dining room, an inviting family room, and a spacious office. The heart of the home is the chef’s kitchen, unparalleled in both size and design, featuring a waterfall quartz island, over 46 feet of quartz counter space, abundant cabinetry, wine storage, a butler’s pantry, and beverage center—all overlooking the living room and lanai. Upstairs, a loft-style sitting area leads to the penthouse-like primary suite, complete with a private sitting area, custom built-ins, quartz counters, a wine refrigerator, and two expansive walk-in closets. The spa-inspired primary bath boasts a large soaking tub, walk-in shower, and model-quality finishes. Three additional upstairs bedrooms each include a dedicated bath, ensuring comfort and privacy for family and guests. Additional highlights include a 3-car garage with new epoxy floors, paver driveway, hurricane shutters, and two brand new 22 SEER A/C units with whole-home air purification. Outside, the screened-in lanai provides the perfect setting to relax and enjoy the lakefront sunsets. Residents of River Club enjoy a resort-style pool, clubhouse, and community park within a quiet, gated setting. Conveniently located near downtown Punta Gorda, Fishermen’s Village, Charlotte Harbor, and I-75, this property also benefits from its X Flood Zone designation for added peace of mind. This property is more than a home—it’s a lifestyle. Schedule your showing today!
Source: STELLAR #N6140199
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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