2450 Windrow Dr Unit E106 Unit E106 Fort Collins, CO 80525
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About this home
LOW MONTHLY PAYMENTS WITH PAID RATE BUY DOWN! Premier first floor condo in Sidehill for sale for the first time! This southwest-facing main level condo is surrounded by mature landscaping that provides privacy and a sense of retreat from the hustle and bustle. Featuring high ceilings and expansive windows that fill the unit with natural light throughout the day creating a warm and open feel in every room. The kitchen features upgraded cabinetry, granite stone countertops and stainless steel appliances, offering ample cook space and storage. The spacious living room is centered around a cozy electric fireplace and leads to a walk-out patio with an exterior storage closet. The primary bedroom offers a large walk-in closet - storage is not a problem here! The second bedroom has built-in shelving and a large closet making it well-suited for guests or a home office. Enjoy the reserved covered parking and off-street parking, private community pool and miles of walking paths leading to parks, restaurants, playgrounds and natural areas. Water, snow removal, landscape maintenance and hazard insurance are included in the low HOA dues. Conveniently located minutes from I25 and everyday essentials such as King Soopers, Lowes and Target and within walking distance of Jessup Farms restaurants, brewery, coffee shop and so much more. Outdoor enthusiasts will appreciate easy access to the Poudre Trail and Spring Creek Trail bringing you to Old Town and numerous city parks and natural areas. This property has been pre-inspected, and seller-paid financing incentives are available to help lower monthly payments. First-floor condos offering this level of light, privacy, and convenience are a rare find.
Source: RECO #IR1037809
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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