2458 Audette Ave Johns Island, SC 29455
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About this home
Private Retreat on 1.8 Acres | 5 Beds | 3.5 Baths | No HOA Private country estate on Johns Island, including 5-bedrooms and 3.5-bathrooms on a 1.8- acre parcel with no HOA and no flood insurance required. With 3,366 square feet of living space, this property offers tranquility, flexibility, and endless lifestyle potentialfrom homesteading and off-grid living to hobby farming, gardening, or simply enjoying the peace and privacy of the Lowcountry. A vibrant landscape of blooming flowers and mature trees welcomes you home, while the expansive front porch invites you to relax and soak in the natural beauty that surrounds you, and the rear deck offers the perfect setting for entertaining or unwinding with views of your private acreage. Inside, you'll find engineered cherry hardwood floors, crown molding, an open floor plan, and abundant natural light throughout. The sun-filled living room flows into a spacious eat-in kitchen with stainless steel appliances, ample cabinetry, and tile floors. The main-level primary suite is a spacious retreat, offering a walk-in closet and an en-suite bath with dual vanities and a large step-in shower. Two additional bedrooms, a full bathroom, a laundry room, and a powder room complete the main floor. Upstairs, a newly finished 1,319-square-foot bonus apartment offers excellent rental income potential or a private guest space. Complete with its own exterior and interior entrances, this apartment features a large great-room, two bedrooms, a full bathroom with walk-in shower, luxury vinyl plank flooring, a full kitchen with butcher block countertops, attic/eave storage, and a private balcony. Additional Features Include: " Brand new 50-year architectural roof for long-term peace of mind - includes a " transferrable 5-year warranty " Fully encapsulated crawl space with lighting and commercial-grade dehumidifier " 2x6 framing for structural integrity and superior insulation " Spray foam insulation in the attic and second floor " Brand new whole-house electric tankless water heater " Oversized septic system designed for multi-generational living " 40' shipping container with power and dehumidifierideal for storage or workshop use " Large gravel parking area with room for boats, RVs, and extra vehicles " Approximately ¾-acre fenced area with gated accessperfect for pets, chickens, or equipment. " Horses are OK! Located on a quiet dead-end road in a rural section of Johns Island, you're just a short walk from Abbapoola Creek, where you can fish, kayak, or paddleboard. Only: " 9 miles to Freshfields Village " 11.3 miles to Beachwalker Park " 14.4 miles to Downtown Charleston Whether you're dreaming of a homestead, looking for flexible living space, or simply craving more privacythis rare Johns Island property delivers the freedom to live your way. Live freely. Live fully. Welcome home to Johns Island.
Source: CTAR #25019621
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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