246 E Shasta St Orland, CA 95963
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About this home
Welcome to this spacious and inviting 4-bedroom, 3-bath home offering over 2,700 square feet of comfortable living. The thoughtfully designed open floor plan leads into a well-appointed kitchen featuring abundant cabinetry, a center island, tile countertops, stainless steel appliances and a cozy breakfast nook—ideal for both everyday meals and entertaining. The kitchen opens seamlessly to a generous living area anchored by a charming wood-burning stove set against a beautifully crafted brick hearth. This home offers two master suites. Upstairs, the primary suite impresses with vaulted ceilings, a spacious walk-in closet and fresh new paint. The ensuite bathroom is a relaxing retreat, complete with a classic clawfoot soaking tub, knotty pine wall and trim, a dual-sink marble vanity with updated faucets, new lighting, mirror, and a rainfall shower head. The downstairs master suite features a large closet and a private bathroom with a tile shower, updated shower head, and a modern vanity for added comfort and convenience. The two additional bedrooms each bring their own unique charm—one highlighted by a knotty pine ceiling and trim with newer carpet, and the other with two closets, offering excellent flexibility for storage, guests, or a home office. You'll love the oversized laundry room, which doubles as a functional utility space. It boasts a full wall of cabinetry for storage and a built-in folding table—making laundry day a breeze. Step outside and discover your own backyard oasis. A sparkling in-ground pool is surrounded by swaying palm trees, creating a true resort-style setting. The covered patio is perfect for lounging or hosting gatherings, and the extra concrete pad offers room for your personal vision—whether a firepit, spa, or outdoor kitchen. A charming shed adds extra utility to the backyard. Energy efficiency is another standout feature, with 36 owned solar panels and an additional 20 leased panels helping to offset energy costs year-round. Offering a perfect blend of space, style, and smart upgrades, this home truly has it all. Don’t miss your opportunity—schedule your private tour today!
Source: CRMLS #SN25135179
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.