246 Hudson Cir Douglasville, GA 30134
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About this home
Welcome to your dream home in Douglasville. This property combines high end-modern upgrades with timeless charm, offering the perfect blend of style and comfort. Very Motivated Seller!!! The home features a brand-new roof, new garage doors, and freshly painted exterior and interior, giving it a like-new feel. Inside, you will find stunning luxury vinyl flooring throughout the entire house. The bathrooms have been fully renovated with new tile, vanities, and updated fixtures, creating a fresh and modern design. The kitchen has been completely upgraded with brand-new white cabinets, quartz countertops, and stainless steel appliances including a refrigerator, stove, dishwasher, and range. The main level also offers a welcoming foyer and a cozy fireside family room, perfect for gatherings. Upstairs, the primary suite provides a peaceful retreat, complemented by two additional bedrooms with new ceiling fans and a fully updated bath. The finished basement offers additional rooms that can be used as an office, playroom, or media room, giving you plenty of options for your lifestyle. Step outside to enjoy a beautiful front porch and a new back deck with private two-acre backyard oasis, an ideal space for entertaining, relaxing, or simply enjoying nature. This home is move-in ready, fully renovated from top to bottom, and offers the freedom of no HOA and no rental restrictions. Don’t miss the opportunity to make this stunning property your own—schedule your showing today. Lot Sq Ft 88,862 Gross Area 2,325 Above Gnd Sq Ft 1,221
Source: FMLS #7638827
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.