2465 Highland Rd Paris, TX 75460
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About this home
Immaculate and move-in ready, this beautifully updated 3BR 2BA farmhouse-style home with a pool and screen porch minutes from Paris shopping and dining. The minute you pull up to this house and see the flag stone walkway leading to the welcoming front porch, you will feel right at home. Every detail has been meticulously thought of in the renovation of this home. The fresh exterior paint, the soothing colors, the wide porch and the robins’ egg blue lead glass front door beckon you into a very special home. Inside you are greeted by an open concept living room with custom millwork from floor to ceiling. New luxury vinyl plank flooring, neutral paint colors and painted rock fireplace add charm and character. The fully updated kitchen with dual tone cabinets, updated lighting and tile backsplash has plenty of storage as well as a breakfast bar and eat in area overlooking a beautifully landscaped backyard. The bedroom wing features an oversized primary suite with two closets and an updated ensuite with tiled walk-in shower, dual vanities and linen closet. There are two secondary bedrooms that share a jack and jill bath which has also been updated with new tile surround over tub and vanity. Just off the kitchen is a full-sized laundry room that leads to the garage with custom garage door and plenty of storage. At the other end, you will step outside onto the relaxing screened-in porch and feel your cares melt away as you survey the beautiful escape created just for you. Journey through the screen door to a covered patio with room for seating and BBQ. The sprawling grassy area is accentuated with mature landscaping, garden beds, and a storage shed. This entertainers' backyard also features a refreshing above ground pool that is surrounded with custom decking which seamlessly matches the privacy-fence surrounding this enchanting space. Don't miss this precious farmhouse gem combining comfort, convenience, and timeless appeal all perfectly updated just for you!
Source: NTREIS #21095172
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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