247 NE 44th Ave Ocala, FL 34470
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About this home
NO HOA!!! Welcome to this beautifully maintained 3-bedroom, 2-bath home set on a spacious .62-acre lot with outstanding outdoor living spaces. The open-concept floor plan features a woodburning fireplace, butcher block countertops, a large center island with built-in charging station, and surround sound speakers in the living area—perfect for entertaining. A 330 sq. ft. four-season lanai opens to a 12x16 deck overlooking a private backyard with fire pit and lush landscaping. The 16x10 bonus room makes an ideal office, homeschool room, or optional 4th bedroom with a freestanding closet included. The primary suite offers custom-built closets, rounded architectural corners, a jetted tub, and a custom tile shower with a unique curved design. Additional highlights include gas heat and water heater, irrigation system, custom laundry cabinetry, garage workshop with built-ins, and an RV CARPORT / WORKSHOP with 30-amp hookup and storage room (approxmately 40 x 22 with 11ft clearance). The home also features a wheelchair lift in the guest suite (removable at buyer’s request). Sidewalks along the road make for enjoyable evening walks in this welcoming neighborhood. This home truly blends comfort, functionality, and outdoor enjoyment in one perfect package!
Source: STELLAR #OM710816
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.