2478 W Angola Dr Beverly Hills, FL 34465
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About this home
Welcome to your charming and modern sanctuary! This beautifully updated 3-bedroom, 2-bathroom home sits on a spacious 1.03-acre corner lot in the desirable Pine Ridge community, the largest equestrian center in Citrus County. Step inside to a bright, open floor plan with vaulted ceilings and new LVP flooring throughout. The kitchen is ideal for cooking, featuring tile floors, ample cabinetry, a LG ThinQ refrigerator, a glass top stove, and an ice ball maker. A dedicated office space with high-speed internet is perfect for remote work. The split floor plan offers privacy, with a tranquil primary suite featuring a king-sized bedroom, walk-in closets, a soaking tub, and a large walk-in shower. Outside, the large, gated backyard has plenty of room for your boat or toys, a central shade tree, and space to add a pool or workshop. Recent upgrades include a newly painted exterior, a fresh gray epoxy garage floor, and a serviced septic system. Nestled in the rolling hills of Florida's Nature Coast, Pine Ridge Estates offers a lifestyle of outdoor enjoyment and convenience. The community boasts approximately 50 miles of equestrian trails, a well-appointed community center with daily activities, tennis courts, horseshoe pits, and a playground. This home is perfectly positioned for adventure, just minutes from some of Florida's best outdoor activities, including swimming with manatees in Crystal River, kayaking down Rainbow Springs, and numerous hiking and birding trails. You're also conveniently located just 1.5 hours from Tampa, less than 2 hours to Orlando, and only 45 minutes from downtown Ocala or the World Equestrian Center. This is more than a home; it's a gateway to an active Florida lifestyle!
Source: STELLAR #TB8423733
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.