2481 Burnice Dr Clearwater, FL 33764
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About this home
One or more photo(s) has been virtually staged. Welcome to 2481 Burnice Drive in the desirable Tropic Hills neighborhood of Clearwater. This beautifully updated 3-bedroom, 3-bath home in Flood Zone X (non-flood) offers style, comfort, and functionality. Featuring a brand-new roof, tankless Wi-Fi hot water heater, freshly painted interior and exterior, and a versatile permitted office from a partial garage conversion, this residence is truly move-in ready. The split floor plan provides exceptional privacy, with the primary suite tucked away in its own wing. This spacious retreat features a spa-like ensuite bath and a custom walk-in closet. On the opposite side, two additional bedrooms and a bathroom are perfect for family or guests. Designed for entertaining, the open kitchen flows seamlessly into the dining area which boasts a custom built-in dry bar with wine fridge and tons of storage. Two separate living spaces create endless possibilities for relaxation, work, or play. The enclosed back patio with vinyl windows delivers year-round indoor-outdoor living and can easily be conditioned with a mini-split if desired. This enclosed backyard retreat comes complete with a hot tub, bar, and bar seating—ideal for gatherings or quiet evenings under the stars. Beyond the enclosed patio, this backyard is perfect for entertaining with pavered firepit area, storage shed, and is fully fenced for privacy and peace of mind. Situated on a corner lot with a circular driveway, the property offers abundant parking for multiple vehicles, boats, or recreational toys. Garage has partial conversion. Laundry in garage, as well as third full bathroom. Conveniently located off of US 19, near shopping, dining, and Clearwater’s award-winning beaches, this home blends thoughtful updates with a flexible layout to suit every lifestyle.
Source: STELLAR #TB8414745
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.