24825 NW 201st Rd High Springs, FL 32643
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About this home
Perfect family home with modern updates and outdoor living! Welcome to this inviting 3/2 home offering 1837 heated/cooled square feet of comfortable living space. Built in 2010 and thoughtfully updated and the converted garage can easily become a garage again if wanted! This home is truly move-in-ready with a NEW ROOF in 2025, New HVAC and vinyl plank flooring in 2022 and fresh exterior paint in 2021, giving you a peace of mind for years to come. Inside you will find a spacious layout designed for everyday family life. The open floorplan is perfect for gathering together. The kitchen has ample storage and cozy island with extra seating. The split floorplan offers privacy for the primary suite and plenty of space for family, guests or a home office. Step outside to enjoy a privacy fenced backyard with market lighting, trellis, BBQ area and more! There is also a 50-amp generator hookup. Located in a friendly neighborhood that offers small-town living just minutes from city conveniences. You'll love being close to beautiful rivers and springs, local restaurants, shopping and top-rated schools.
Source: STELLAR #GC534467
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.