249 Blythe Creek Dr Blythewood, SC 29016
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About this home
Welcome Home to 249 Blythe Creek Drive in Blythewood! Nestled on nearly a half-acre, this beautifully updated 3-bedroom, 2-bath home blends comfort, style, and convenience in the heart of the Blythe Creek community. Enjoy peace of mind and privacy with a flat, fully fenced backyard (installed 2018) the perfect retreat for pets, play, or evenings around the firepit. Step inside to discover high ceilings, luxury vinyl plank flooring, and a bright, open floor plan that makes every space feel inviting. The modern kitchen shines with top-of-the-line black stainless-steel appliances, ample counter space, and easy access to the dining area for effortless entertaining. Thoughtful touches continue throughout: custom cabinetry in the laundry room, ceiling fans in every bedroom, upgraded lighting, and new plumbing fixtures with framed mirrors in both bathrooms. The front bedroom also features updated flooring for a fresh, cohesive look. Outdoor living is just as inviting with an extended patio, ideal for grilling or cozy fall gatherings. A new HVAC system (2021) ensures year-round comfort, while added exterior security and flood lighting provide extra peace of mind. Located just minutes from I-77, award-winning Blythewood schools, and local shopping and dining — this home has the perfect blend of small-town charm and everyday convenience. Move-in ready, beautifully maintained, and full of thoughtful upgrades — 249 Blythe Creek Drive is ready to welcome you home. **Refrigerator Negotiable ($1200) ** 10 x 16 Workshop Negotiable($4500) May remain with acceptable proposal. ELECTRIC FIREPLACE IN GREAT ROOM DOES NOT CONVEY Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #620145
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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