2491 Highland Golf Course Dr SE Conyers, GA 30013
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About this home
Ask me about Special Financing! How would you like to have a 3.75% interest rate? This incredible opportunity makes owning this beautiful home even more affordable! Don’t miss your chance to take advantage of this rare financing option while it lasts. Welcome to 2491 Highland Golf Course Cir SE, Conyers, GA 30013, located in the highly sought-after Fieldstone neighborhood. This spacious 4-bedroom, 2.5-bath home offers comfort, flexibility, and potential — perfect for a growing family or investor. Inside, you’ll find a flex room ideal for a home office or study, a cozy family room, and a well-designed kitchen ready for your personal touch. The screened-in patio overlooks a nice-sized yard, perfect for relaxing or entertaining guests. Upstairs, enjoy a second-story balcony with walkout access from the secondary bedrooms — a unique feature that adds charm and outdoor living space. With some TLC, this home can truly shine again. Located close to schools, shopping, and dining, it’s a perfect blend of convenience and opportunity. Schedule your showing today and see how you can make this Fieldstone home yours — with an amazing 3.75% interest rate!
Source: FMLS #7664186
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.