2491 Pressmen Dr Hilliard, OH 43026
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About this home
Stunning, Move-In Ready Home with Modern Updates! This beautiful one-owner home is truly move-in ready, featuring 4 spacious bedrooms including a primary suite with a walk-in closet and a luxurious deep soaking tub. Every bedroom offers generous closet space for plenty of storage. The open-concept family room connects seamlessly to the eat-in space and kitchen, which includes an island for additional prep space. A formal dining room with a tray ceiling leads to the inviting living room, perfect for entertaining. The first floor also offers convenient laundry and a half bath. The finished basement provides excellent additional living space, with an unfinished area for mechanicals—including a tankless hot water heater—and crawl space storage. Step outside to enjoy your composite rear deck (installed in 2025), complete with canopy and lighting for relaxing summer evenings. The large covered front porch and established landscaping add wonderful curb appeal. This home has been thoughtfully updated with Rosati windows (2022), a Rosati front door and storm door (2022), new HVAC system (2021), new kitchen countertops, sink, faucet, and appliances (2021), and a privacy fence (installed August 2020) with dual gates—one wide enough for a 42' zero-turn mower. The insulated garage, featuring Garage Kings flooring (2022), doubles as the perfect man cave. Every update was done with quality in mind—this home truly has it all! See Agent notes.
Source: COLUMBUSOH #225040541
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.